JS Bank has always attained a level of firmness and sustainability in its financial and customer services throughout the years of its origin in Pakistan. It has marked its presence in the ever-growing tech era that has taken life onto a faster pace, being pioneers of many offers and services that were never seen or operated before in the financial sector of Pakistan. With little to say, JS Bank has surely brought a whole new scope to the banking sector with new age technology and services.
Talking about new age technology, JS Bank has recently come about with its JS Gold Finance offer, providing its customers yet another exemplary scheme, offering easy access and time saving procedures for their financial push.
Here’s what they have to offer:
Financing up to Rs. 25 Million!
The JS Gold Finance scheme offers its customers to finance between Rs. 100,000 and Rs. 25 million, however depending between the security assured and finance requested. Moreover, the investment is available to all individuals, sole proprietors, partnerships and even SECP registered companies (private limited).
- Term Finance – long term facility based on equal monthly installments
The ‘Term Finance’ facility does not require any account opening, meaning that even customers not holding any account in JS Bank can avail the offer. However, with Mark-up rate up to 1Y KIBOR + 9% (floating rate), with 2% prompt payment bonus (re-priced on a calendar year basis). The facility is valid from 12 months to 3 years.
- Running Finance – short term facility based on quarterly payment of mark-up on utilization
The ‘Running Finance’ facility is only offered to JS Bank deposit customers. They should withhold a mark-up rate up to 3M KIBOR + 9% (floating rate), with 2% prompt payment bonus (re-priced on a calendar quarter basis). The facility is valid and renewable every 3 years.
The valuation of gold from the said offer financing against net gold contents, is affirmed by their sole valuator. The appraisal to offer is provided for gold of minimum 21 karat purity. The final assessed net gold content will not be liable and taken into account for any wax, strings, fastening, precious and semi-precious stones; thus, only valuating the ‘gold’ on the provided content.
JS Bank assures to keep your gold safe and secure during the validity period of the offer. The provided liability will be safely returned to the customers in case they do not wish to continue with the offer and finance facility. So, if in any case you have paid off your facility and do not wish to continue, the gold ornaments will be returned at your given convenience.
It wouldn’t be wrong in saying that JS Bank has surely brought about yet another customer friendly scheme. So, it’s time to free yourself from all those financial hassles and head towards a safe and secure future with JS Bank’s Gold Finance offer.